Indian players that gamble away at the best online casinos look for quick payments. UPI and IMPS are two primary digital transaction services that instantly add funds to your casino account and withdraw without a lag. If you are new to IMPS/UPI casinos, this post can act as the perfect guide.
Below, you see the list of the best IMPS/UPI casinos in India.
However, we suggest you read up more on UPI and IMPS to learn their significant differences and working methods to make the right choice.
Both IMPS and UPI come under the purview of the National Payments Corporation of India (NPCI). Both UPI and IMPS casinos are typically net banking applications with certain differences.
Below are the main features and how they operate:
IMPS is based on NEFT technology (National Electronic Funds Transfer), a one-to-one digital transaction between a sender and a receiver account. It is maintained and regulated by the RBI (Reserve Bank of India).
All IMPS gambling sites will allow transactions only if you and the casino operator use Indian bank accounts for money transfers. But this poses a problem as many old and new casinos have jurisdiction outside of India for legal purposes. Hence, it can get quite tricky to find a casino with IMPS payments in India.
In contrast to IMPS casinos, making deposits and withdrawals using UPI is relatively easier. UPI allows fund transfers between any participating banks, irrespective of their location. Meaning, you can send money from your Indian bank account to the receiver based on foreign shores.
Both parties must have a Virtual Payment Address (VPA) or a UPI ID that lets you transfer money internationally. It offers real-time transactions and makes data positively difficult to hack through cyber-attacks. UPI brings many banks under a single umbrella, merges several banking services, and works in tandem with digital wallets.
UPI is a more streamlined approach and a universally implemented solution. Several IMPS online casinos and slot sites are now beginning to incorporate it.
Like many nations, India also allows its citizens to gamble at online casinos (still, there are local and state restrictions). But the gambling site should not be running from India itself. So, even if you want to play at real money IMPS/UPI casinos in India, the operator will be registered elsewhere in the world.
Therefore, you can say that most Indian gamblers now prefer UPI as their mode of payment. That said, it is not so tricky to find IMPS casinos. Any gambling site that allows net banking implies either IMPS or UPI.
Besides, the Indian online casino market and the rest of the globe are continually evolving. Operators don’t waste any time catching up to the latest technology. So, you can notice that all the best UPI casinos sites also allow for IMPS payments in India.
Always select the same kind of payment mode for deposits and withdrawals when you gamble online with IMPS or UPI. You can find them under the net banking option.
The next thing to consider is if the deposits and withdrawals are instant. With UPI and IMPS gambling sites, you can start wagering as soon as you make a deposit. Even when cashing out your winnings, the best UPI casinos online and IMPS sites ensure quick processing except when the casino has to verify your documents while withdrawing a large amount.
While using UPI, you may have to pay an extra fee if you exceed the transaction limit on the connected additional payment solution. Likewise, some casinos set a specific number of withdrawals before adding a charge, but this differs from site to site.
The same applies to the minimum and maximum limits for deposits and withdrawals. The standard lower limit for both is INR 500-2000, while the higher deposit limit can go up to INR 1 lakh.
One difference you will encounter between deposits and withdrawals at IMPS/UPI casinos in India is the verification process. While there is no need for document submission to funding your account, the casino will have to check your ID during payouts.
Mobile casino sites work well with UPI, and most of us already use one tool or the other in our daily lives. For instance, you may be using Paytm for cab fares and Google Pay (GPay) to settle grocery bills at your nearest store. So, it is better to use UPI on one of these apps as you are comfortable with the interface already.
Three of the most popular apps India players are using with UPI on online casinos that accept IMPS and UPI are:
Paytm is an authentic Indian service and e-commerce payment system. Using this financial technology service, you can make free transactions with UPI at most IMPS casinos. Check out our section on Paytm casinos.
GPay or Google Pay is a global payment technology and digital wallet. Needless to say, it allows money transfers between domestic and international bank accounts. You can install the app on both Google-owned Android and iOS devices.
PhonePe is another offering from Indian soil that quickly overcame the BHIM UPI in transactions and stood as the market leader. This online payment platform and e-wallet, originally from Bangalore, caters to people speaking more than 11 Indian languages.
Whether you choose UPI or IMPS, they work like any other payment method. They vary in the way you register.
For IMPS, you need to have an internet banking service associated with your bank account. Hence, you need to submit the concerned application to the branch. It could also carry a fee for maintenance, processing, etc. On the other hand, you download the UPI app on your smartphone and install it before signing up.
You need to follow these steps to set up the account in order to wager on the best IMPS casinos in India:
You need to have a valid email ID and personal phone number to install a UPI app.
Since your bank takes care of the verification process, your IMPS service is good to go from the start. If you haven’t already, link your AADHAR card number and PAN to your bank account and start betting on IMPS gambling sites.
Each UPI will have a different verification procedure based on the Payment Service Provider (PSP). Typically, they may ask for your AADHAR and confirm your email ID and phone number.
Top Indian Casinos Accepting UPI and IMPS Payments in 2021
Here is our pick for the best IMPS casinos in 2021
As one of the high-quality online casinos, 10Cric provides an extraordinary gaming experience. This platform is popular and supports over 2,200 game titles, live gaming, and sports betting. Enjoy up to INR 20,000 with casino welcome bonus codes. It has UPI, IMPS, and Bitcoin payment modes.
Enjoy quick and easy UPI mobile payment and up to INR 90,000 in casino sign-up bonus on Pure Win casino. You can add your Paytm or GPay accounts to UPI and enjoy casino and table games with support available in multiple languages.
Betway casino has some of the lowest of minimum deposit options in addition to a thunderous INR 60,000 bonus amount on live dealer games. For language-challenged casino lovers, it is one of the top IMPS casinos that makes games like roulette available in Hindi, too!
Casino Days offers games from more than 60 software providers with impressive features. Being a new entrant to the market, in 2020, it caught up with the latest technology. Hence, it offers Bitcoin payments and UPI, but not IMPS.
Casumo casino site has over 1,400 casino games and is a reputable casino in India. It lacks IMPS but supports UPI and conducts slot tournaments daily and hourly. Besides free spins on sign-up, you can also get random rewards like cashbacks and level-up systems.
At LuckyRaja, we rate all IMPS casinos on the merit of design, layout, games, security, and many other factors. Use our IMPS casino guide to find the right one for you.